Cost of Living in Port Jervis, NY

With a cost of living index of 94, Port Jervis, NY is slightly more affordable than average. Living here is 6% cheaper than the national average and 17% below the New York state average of 111. Port Jervis is a smaller community of 8,709 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Port Jervis's cost of living. The median monthly rent is $1,247 (5% below the US median of $1,319), and the median home value sits at $220,700 (28% below the national median of $304,900). At current prices, the median home costs roughly 4.4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Port Jervis is $50,721, which is 33% lower than the national median of $75,149. Residents spend roughly 30% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Port Jervis. The area sees an average annual temperature of 50.1°F, with summers averaging 70°F and winters around 30°F. Annual rainfall totals 40.9 inches spread over roughly 150 days.

Everyday prices in the Kiryas Joel-Poughkeepsie-Newburgh, NY (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.