Home / New York / Best Places to Live

Best Places to Live in New York (2026)

New York has a cost of living index of 111 (US average = 100) with a median household income of $96,982 and a population of 16,326,804. We ranked 15 cities based on affordability, income, housing value, and climate to find the best places to call home in New York.

89
Cost Index

De Witt is 11% cheaper than the national average with a median income of $120,539 and a population of 10,815.

$120,539
Median Income
$1,106/mo
Median Rent
$271,700
Home Value
48.5°F
Avg Temp
107
Cost Index

Niskayuna is 7% more expensive than the national average with a median income of $128,346 and a population of 20,774.

$128,346
Median Income
$1,528/mo
Median Rent
$326,600
Home Value
49.4°F
Avg Temp
4 Latham
102
Cost Index

Latham is 2% more expensive than the national average with a median income of $101,580 and a population of 14,327.

$101,580
Median Income
$1,417/mo
Median Rent
$300,300
Home Value
49.4°F
Avg Temp
13 Depew
80
Cost Index

Depew is 20% cheaper than the national average with a median income of $75,226 and a population of 15,065.

$75,226
Median Income
$1,048/mo
Median Rent
$180,800
Home Value
48.8°F
Avg Temp
14 Kenmore
80
Cost Index

Kenmore is 20% cheaper than the national average with a median income of $75,768 and a population of 15,097.

$75,768
Median Income
$1,035/mo
Median Rent
$192,600
Home Value
48.8°F
Avg Temp

How We Rank the Best Places to Live

Our livability score combines four data-driven factors: affordability (35% — cost of living index relative to national average), income (25% — median household income from the Census Bureau), housing value (15% — home price to income ratio), and climate (15% — NOAA temperature normals favoring moderate climates). Population serves as a proxy for amenities (10%).

Only cities with at least 5,000–10,000 residents are included. Data sourced from the US Census Bureau, Zillow, HUD, and NOAA.