Florida has a cost of living index of 110 (US average = 100) with a median household income of $76,018 and a population of 16,945,872. We ranked 15 cities based on affordability, income, housing value, and climate to find the best places to call home in Florida.
Pace is 8% cheaper than the national average with a median income of $84,912 and a population of 25,630.
Gonzalez is 11% cheaper than the national average with a median income of $81,080 and a population of 13,861.
Pensacola is 7% cheaper than the national average with a median income of $72,699 and a population of 54,011.
Milton is 4% cheaper than the national average with a median income of $72,676 and a population of 10,485.
Lakeside is 3% cheaper than the national average with a median income of $80,686 and a population of 31,548.
Oakleaf Plantation is 16% more expensive than the national average with a median income of $110,521 and a population of 30,737.
Lynn Haven is 6% more expensive than the national average with a median income of $83,093 and a population of 19,451.
Jacksonville is 2% cheaper than the national average with a median income of $66,981 and a population of 961,739.
Myrtle Grove is 13% cheaper than the national average with a median income of $63,011 and a population of 16,637.
Yulee is 6% more expensive than the national average with a median income of $82,718 and a population of 15,521.
Navarre is 17% more expensive than the national average with a median income of $98,522 and a population of 38,988.
Bradfordville is 17% more expensive than the national average with a median income of $129,276 and a population of 19,548.
Palm Bay is 1% more expensive than the national average with a median income of $67,521 and a population of 125,273.
Spring Hill is 4% cheaper than the national average with a median income of $66,557 and a population of 118,814.
Wright is 0% cheaper than the national average with a median income of $67,077 and a population of 27,233.
Our livability score combines four data-driven factors: affordability (35% — cost of living index relative to national average), income (25% — median household income from the Census Bureau), housing value (15% — home price to income ratio), and climate (15% — NOAA temperature normals favoring moderate climates). Population serves as a proxy for amenities (10%).
Only cities with at least 5,000–10,000 residents are included. Data sourced from the US Census Bureau, Zillow, HUD, and NOAA.