Port Jervis, NY vs Smithtown, NY

The cost of living difference between Port Jervis, NY and Smithtown, NY is dramatic. Port Jervis is 37% cheaper than Smithtown, a gap that translates to thousands of dollars per year in household expenses. Port Jervis has a cost index of 94 while Smithtown sits at 150, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Port Jervis is $1,247/month compared to $1,851/month in Smithtown — a 33% difference. Home values follow the same pattern: Port Jervis is more affordable at $220,700 median vs $661,400.

Median household income in Port Jervis is $50,721 compared to $148,852 in Smithtown (-65.9%). While Smithtown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Port Jervis spend roughly 29.5% of their income on rent, more than the 14.9% in Smithtown.