Cost of Living in Atlantic Highlands, NJ

With a cost of living index of 148, Atlantic Highlands, NJ is one of the most expensive cities in the United States. Living here is 48% more expensive than the national average and 20% above the New Jersey state average of 128. Atlantic Highlands is a small community of 4,409 residents.

Housing costs are the biggest factor in Atlantic Highlands's cost of living. The median monthly rent is $1,900 (44% above the US median of $1,319), and the median home value sits at $615,300 (102% above the national median of $304,900). At current prices, the median home costs roughly 4.9x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Atlantic Highlands is $125,438, which is 67% higher than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Everyday prices in the New York-Newark-Jersey City, NY-NJ (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.