New Jersey has a cost of living index of 128 (US average = 100) with a median household income of $115,589 and a population of 6,078,332. We ranked 15 cities based on affordability, income, housing value, and climate to find the best places to call home in New Jersey.
Springdale is 9% more expensive than the national average with a median income of $179,531 and a population of 15,672.
Sicklerville is 4% more expensive than the national average with a median income of $102,881 and a population of 44,500.
Mercerville is 15% more expensive than the national average with a median income of $125,678 and a population of 13,693.
Hamilton Square is 22% more expensive than the national average with a median income of $135,694 and a population of 11,643.
Hopatcong is 13% more expensive than the national average with a median income of $114,057 and a population of 14,470.
Williamstown is 5% cheaper than the national average with a median income of $87,021 and a population of 14,855.
White Horse is 8% more expensive than the national average with a median income of $100,896 and a population of 10,040.
Hillsborough is 31% more expensive than the national average with a median income of $142,275 and a population of 22,302.
Pennsville is 12% cheaper than the national average with a median income of $75,162 and a population of 12,238.
Oak Ridge is 14% more expensive than the national average with a median income of $118,718 and a population of 10,860.
Oakland is 30% more expensive than the national average with a median income of $162,862 and a population of 12,700.
Vineland is 13% cheaper than the national average with a median income of $65,854 and a population of 60,692.
Gloucester City is 4% cheaper than the national average with a median income of $70,942 and a population of 11,465.
Millville is 14% cheaper than the national average with a median income of $67,190 and a population of 27,432.
Bellmawr is 12% cheaper than the national average with a median income of $74,812 and a population of 11,678.
Our livability score combines four data-driven factors: affordability (35% — cost of living index relative to national average), income (25% — median household income from the Census Bureau), housing value (15% — home price to income ratio), and climate (15% — NOAA temperature normals favoring moderate climates). Population serves as a proxy for amenities (10%).
Only cities with at least 5,000–10,000 residents are included. Data sourced from the US Census Bureau, Zillow, HUD, and NOAA.