Atlantic Highlands, NJ vs Upper Montclair, NJ

There is a significant gap in the cost of living between these two cities. Atlantic Highlands is 21.7% cheaper than Upper Montclair. With a cost index of 148 vs 188, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Atlantic Highlands to Upper Montclair should plan for substantially higher expenses across most categories.

On the housing front, median rent in Atlantic Highlands is $1,900/month compared to $2,290/month in Upper Montclair — a 17% difference. Home values follow the same pattern: Atlantic Highlands is more affordable at $615,300 median vs $968,200.

Median household income in Atlantic Highlands is $125,438 compared to $250,001 in Upper Montclair (-49.8%). While Upper Montclair is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Atlantic Highlands spend roughly 18.2% of their income on rent, more than the 11% in Upper Montclair.