Cost of Living in San Fernando, CA

With a cost of living index of 143, San Fernando, CA is one of the most expensive cities in the United States. Living here is 43% more expensive than the national average and in line with the California state average. San Fernando is a smaller community of 23,716 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in San Fernando's cost of living. The median monthly rent is $1,690 (28% above the US median of $1,319), and the median home value sits at $630,700 (107% above the national median of $304,900). At current prices, the median home costs roughly 7.9x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in San Fernando is $79,694, which is 6% higher than the national median of $75,149. Residents spend roughly 25% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to San Fernando. The area sees an average annual temperature of 66.6°F, with summers averaging 76°F and winters around 57°F. Annual rainfall totals 13.4 inches spread over roughly 34 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Los Angeles-Long Beach-Anaheim, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.