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San Fernando, CA vs Yuba City, CA

143
San Fernando
California
VS
+28%
112
Yuba City
California

There is a significant gap in the cost of living between these two cities. Yuba City is 28% cheaper than San Fernando. With a cost index of 112 vs 143, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Yuba City to San Fernando should plan for substantially higher expenses across most categories.

On the housing front, median rent in San Fernando is $1,690/month compared to $1,391/month in Yuba City — a 22% difference. Home values follow the same pattern: Yuba City is more affordable at $405,900 median vs $630,700.

Median household income in San Fernando is $79,694 compared to $72,322 in Yuba City (+10.2%). San Fernando does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of San Fernando spend roughly 25.4% of their income on rent, more than the 23.1% in Yuba City.

Income & Cost

Cost of Living Index
San Fernando
143
Yuba City
112
22% cheaper
Median Household Income
San Fernando
$79,694
9% higher
Yuba City
$72,322

Housing

Median Rent
San Fernando
$1,690
Yuba City
$1,391
18% cheaper
Median Home Value
San Fernando
$630,700
Yuba City
$405,900
36% cheaper
Population
San Fernando
23,716
Yuba City
69,545

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
San Fernando $2,031
Yuba City $1,780
12% cheaper
1 Bed
San Fernando $2,272
Yuba City $1,940
15% cheaper
2 Bed
San Fernando $2,835
Yuba City $2,360
17% cheaper
3 Bed
San Fernando $3,599
Yuba City $3,280
9% cheaper
4 Bed
San Fernando $4,010
Yuba City $3,940
2% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
San Fernando $3.28
Yuba City $3.22
US $3.07
🥚
Eggs (grade A, large)
San Fernando $2.68
Yuba City $2.62
US $2.50
🥛
Milk (whole)
San Fernando $4.31
Yuba City $4.22
US $4.03
🍞
Bread (white)
San Fernando $1.98
Yuba City $1.94
US $1.85
🍗
Chicken breast
San Fernando $4.44
Yuba City $4.35
US $4.14
Electricity
San Fernando $0.27
Yuba City $0.28
US $0.19