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Camarillo, CA vs San Fernando, CA

183
Camarillo
California
VS
+27.8%
143
San Fernando
California

There is a significant gap in the cost of living between these two cities. San Fernando is 27.8% cheaper than Camarillo. With a cost index of 143 vs 183, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from San Fernando to Camarillo should plan for substantially higher expenses across most categories.

On the housing front, median rent in Camarillo is $2,650/month compared to $1,690/month in San Fernando — a 57% difference. Home values follow the same pattern: San Fernando is more affordable at $630,700 median vs $766,100.

Median household income in Camarillo is $109,390 compared to $79,694 in San Fernando (+37.3%). While Camarillo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Camarillo spend roughly 29.1% of their income on rent, more than the 25.4% in San Fernando.

Income & Cost

Cost of Living Index
Camarillo
183
San Fernando
143
22% cheaper
Median Household Income
Camarillo
$109,390
27% higher
San Fernando
$79,694

Housing

Median Rent
Camarillo
$2,650
San Fernando
$1,690
36% cheaper
Median Home Value
Camarillo
$766,100
San Fernando
$630,700
18% cheaper
Population
Camarillo
70,244
San Fernando
23,716

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Camarillo $2,042
San Fernando $2,031
1% cheaper
1 Bed
Camarillo $2,301
San Fernando $2,272
1% cheaper
2 Bed
Camarillo $2,752
San Fernando $2,835
3% cheaper
3 Bed
Camarillo $3,726
San Fernando $3,599
3% cheaper
4 Bed
Camarillo $4,321
San Fernando $4,010
7% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Camarillo $3.22
San Fernando $3.28
US $3.07
🥚
Eggs (grade A, large)
Camarillo $2.62
San Fernando $2.68
US $2.50
🥛
Milk (whole)
Camarillo $4.22
San Fernando $4.31
US $4.03
🍞
Bread (white)
Camarillo $1.94
San Fernando $1.98
US $1.85
🍗
Chicken breast
Camarillo $4.35
San Fernando $4.44
US $4.14
Electricity
Camarillo $0.26
San Fernando $0.27
US $0.19