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Best Places to Live in Hawaii (2026)

Hawaii has a cost of living index of 157 (US average = 100) with a median household income of $94,535 and a population of 1,407,113. We ranked 15 cities based on affordability, income, housing value, and climate to find the best places to call home in Hawaii.

2 Hilo
117
Cost Index

Hilo is 17% more expensive than the national average with a median income of $78,713 and a population of 48,223.

$78,713
Median Income
$1,347/mo
Median Rent
$455,100
Home Value
48,223
Population
119
Cost Index

Waianae is 19% more expensive than the national average with a median income of $84,766 and a population of 12,907.

$84,766
Median Income
$1,307/mo
Median Rent
$487,200
Home Value
12,907
Population
128
Cost Index

Nanakuli is 28% more expensive than the national average with a median income of $81,493 and a population of 12,282.

$81,493
Median Income
$1,671/mo
Median Rent
$473,000
Home Value
12,282
Population
141
Cost Index

Kaiminani is 41% more expensive than the national average with a median income of $101,320 and a population of 11,542.

$101,320
Median Income
$1,338/mo
Median Rent
$761,300
Home Value
11,542
Population
174
Cost Index

Kapolei is 74% more expensive than the national average with a median income of $129,260 and a population of 23,033.

$129,260
Median Income
$2,507/mo
Median Rent
$720,600
Home Value
23,033
Population
145
Cost Index

Waimalu is 45% more expensive than the national average with a median income of $89,016 and a population of 14,176.

$89,016
Median Income
$1,892/mo
Median Rent
$597,700
Home Value
14,176
Population
174
Cost Index

Ewa Beach is 74% more expensive than the national average with a median income of $124,958 and a population of 15,388.

$124,958
Median Income
$2,554/mo
Median Rent
$698,200
Home Value
15,388
Population
12 Wahiawa
142
Cost Index

Wahiawa is 42% more expensive than the national average with a median income of $86,883 and a population of 17,515.

$86,883
Median Income
$1,443/mo
Median Rent
$716,800
Home Value
17,515
Population
13 Maili
165
Cost Index

Maili is 65% more expensive than the national average with a median income of $104,375 and a population of 12,236.

$104,375
Median Income
$2,442/mo
Median Rent
$633,100
Home Value
12,236
Population
14 Waipahu
156
Cost Index

Waipahu is 56% more expensive than the national average with a median income of $98,633 and a population of 39,871.

$98,633
Median Income
$1,585/mo
Median Rent
$835,400
Home Value
39,871
Population

How We Rank the Best Places to Live

Our livability score combines four data-driven factors: affordability (35% — cost of living index relative to national average), income (25% — median household income from the Census Bureau), housing value (15% — home price to income ratio), and climate (15% — NOAA temperature normals favoring moderate climates). Population serves as a proxy for amenities (10%).

Only cities with at least 5,000–10,000 residents are included. Data sourced from the US Census Bureau, Zillow, HUD, and NOAA.