Cheapest Cities in Hawaii

Most affordable cities in Hawaii (population > 5,000) ranked by cost of living index.

Data current as of September 2026. Sources: US Census Bureau, Zillow, HUD, BEA.

#	City	Cost Index	Income	Rent	Population
1	Hawaiian Paradise Park	110	$81,892	$1,253/mo	13,273
2	Hilo	117	$78,713	$1,347/mo	48,223
3	Waianae	119	$84,766	$1,307/mo	12,907
4	Nanakuli	128	$81,493	$1,671/mo	12,282
5	Makaha	130	$63,291	$1,871/mo	9,898
6	Kaiminani	141	$101,320	$1,338/mo	11,542
7	Wahiawa	142	$86,883	$1,443/mo	17,515
8	Ewa Villages	142	$85,043	$1,175/mo	6,918
9	Kailua CDP (Hawaii County)	145	$86,743	$1,747/mo	21,851
10	Waimalu	145	$89,016	$1,892/mo	14,176
11	Waipio Acres	148	$95,781	$1,958/mo	5,146
12	Kahului	151	$92,062	$1,473/mo	27,068
13	Waimanalo	152	$114,896	$1,786/mo	5,634
14	Waimea CDP (Hawaii County)	154	$89,268	$2,039/mo	10,242
15	Wailuku	155	$93,958	$1,747/mo	15,754
16	Waipahu	156	$98,633	$1,585/mo	39,871
17	Makawao	156	$96,116	$1,699/mo	7,263
18	East Kapolei	159	$116,339	$1,947/mo	6,200
19	Schofield Barracks	161	$74,695	$3,192/mo	16,755
20	Urban Honolulu	161	$85,428	$1,783/mo	346,323
21	Waikoloa Village	162	$92,713	$2,259/mo	7,028
22	Maili	165	$104,375	$2,442/mo	12,236
23	Napili-Honokowai	165	$102,337	$2,116/mo	6,897
24	Waipio	165	$106,164	$2,248/mo	11,196
25	Waihee-Waiehu	166	$128,266	$2,224/mo	11,369
26	Kapaa	166	$89,440	$1,997/mo	10,886
27	Lahaina	167	$85,988	$1,988/mo	11,423
28	Kahaluu-Keauhou	167	$93,594	$2,005/mo	6,670
29	Iroquois Point	168	$107,449	$3,423/mo	5,506
30	Lihue	168	$77,420	$1,989/mo	7,847
31	Pukalani	169	$120,707	$1,816/mo	8,490
32	Hickam Housing	170	$111,667	$3,501/mo	9,195
33	Kihei	170	$87,568	$2,021/mo	22,564
34	Halawa	171	$102,987	$1,619/mo	13,809
35	Makakilo	174	$120,489	$2,202/mo	20,372
36	Ewa Beach	174	$124,958	$2,554/mo	15,388
37	Kaneohe Base	174	$70,000	$3,399/mo	10,973
38	Kapolei	174	$129,260	$2,507/mo	23,033
39	Wailua Homesteads	174	$94,900	$2,052/mo	7,136
40	Ewa Gentry	178	$131,755	$2,517/mo	26,738
41	Waikele	179	$111,971	$2,739/mo	7,950
42	Mililani Town	181	$124,123	$2,303/mo	27,495
43	Pearl City	181	$114,682	$2,338/mo	45,079
44	Mililani Mauka	185	$139,564	$2,389/mo	21,967
45	Laie	188	$119,219	$2,375/mo	5,568
46	West Loch Estate	189	$124,009	$2,685/mo	6,441
47	Ahuimanu	191	$129,028	$2,621/mo	8,520
48	Kaneohe	192	$124,632	$2,356/mo	35,945
49	Haiku-Pauwela	192	$99,520	$2,341/mo	9,290
50	Royal Kunia	192	$133,579	$2,806/mo	13,687

See also: Most Expensive Cities in Hawaii · Hawaii Overview