Cost of Living in Kaiminani, HI

With a cost of living index of 141, Kaiminani, HI is one of the most expensive cities in the United States. Living here is 41% more expensive than the national average and 16% below the Hawaii state average of 157. Kaiminani is a smaller community of 11,542 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Kaiminani's cost of living. The median monthly rent is $1,338 (1% above the US median of $1,319), and the median home value sits at $761,300 (150% above the national median of $304,900). At current prices, the median home costs roughly 7.5x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Kaiminani is $101,320, which is 35% higher than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they do not fully offset the higher cost of living.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.