Cost of Living in Texas City, TX

With a cost of living index of 87, Texas City, TX is a very affordable place to live. Living here is 13% cheaper than the national average and in line with the Texas state average. With a population of 54,159, Texas City is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Texas City's cost of living. The median monthly rent is $1,200 (9% below the US median of $1,319), and the median home value sits at $190,600 (37% below the national median of $304,900). At current prices, the median home costs roughly 2.9x the median household income — well within traditional affordability guidelines.

The median household income in Texas City is $65,447, which is 13% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Texas City. The area sees an average annual temperature of 72.3°F, with summers averaging 85°F and winters around 58°F. Annual rainfall totals 47.2 inches spread over roughly 95 days.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.