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McAllen, TX vs Texas City, TX

75
McAllen
Texas
VS
-13.5%
87
Texas City
Texas

McAllen is moderately more affordable than Texas City, with a 13.5% lower cost of living index. McAllen scores 75 compared to 87 for Texas City, where the US average is 100. This difference means residents of Texas City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in McAllen is $1,017/month compared to $1,200/month in Texas City — a 15% difference. Home values follow the same pattern: McAllen is more affordable at $173,800 median vs $190,600.

Median household income in McAllen is $60,165 compared to $65,447 in Texas City (-8.1%). The higher salaries in Texas City partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of McAllen spend roughly 20.3% of their income on rent, less than the 22% in Texas City.

Climate-wise, McAllen is notably warmer with an average of 77.4°F compared to 72.3°F in Texas City. Texas City receives more rainfall at 47.2" per year compared to 22.2" in McAllen.

Income & Cost

Cost of Living Index
McAllen
75
13% cheaper
Texas City
87
Median Household Income
McAllen
$60,165
Texas City
$65,447
8% higher

Housing

Median Rent
McAllen
$1,017
15% cheaper
Texas City
$1,200
Median Home Value
McAllen
$173,800
9% cheaper
Texas City
$190,600
Population
McAllen
143,789
Texas City
54,159

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
McAllen $2.85
Texas City $3.12
US $3.07
🥚
Eggs (grade A, large)
McAllen $2.32
Texas City $2.54
US $2.50
🥛
Milk (whole)
McAllen $3.74
Texas City $4.09
US $4.03
🍞
Bread (white)
McAllen $1.72
Texas City $1.88
US $1.85
🍗
Chicken breast
McAllen $3.85
Texas City $4.21
US $4.14
Electricity
McAllen $0.17
Texas City $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
McAllen 77.4°F
Texas City 72.3°F
Summer High
McAllen 99°F
Texas City 91°F
Winter Low
McAllen 53°F
Texas City 49°F
Rainfall
McAllen 22.2"
Texas City 47.2"
Rainy Days
McAllen 62d
Texas City 95d