Cost of Living in Surfside Beach, TX

With a cost of living index of 100, Surfside Beach, TX is right around the national average in cost. Living here is 0% cheaper than the national average and 12% above the Texas state average of 88. Surfside Beach is a small community of 753 residents.

Housing costs are the biggest factor in Surfside Beach's cost of living. The median monthly rent is $1,292 (2% below the US median of $1,319), and the median home value sits at $310,700 (2% above the national median of $304,900). At current prices, the median home costs roughly 3.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Surfside Beach is $96,250, which is 28% higher than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Surfside Beach. The area sees an average annual temperature of 70.7°F, with summers averaging 83°F and winters around 57°F. Annual rainfall totals 45.8 inches spread over roughly 129 days.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.