Surfside Beach, TX vs Winters, TX

The cost of living difference between Surfside Beach, TX and Winters, TX is dramatic. Winters is 69.9% cheaper than Surfside Beach, a gap that translates to thousands of dollars per year in household expenses. Surfside Beach has a cost index of 100 while Winters sits at 59, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Surfside Beach is $1,292/month compared to $738/month in Winters — a 75% difference. Home values follow the same pattern: Winters is more affordable at $55,800 median vs $310,700.

Median household income in Surfside Beach is $96,250 compared to $46,063 in Winters (+109%). While Surfside Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Surfside Beach spend roughly 16.1% of their income on rent, less than the 19.2% in Winters.