Cost of Living in Rule, TX

With a cost of living index of 68, Rule, TX is one of the most affordable cities in the country. Living here is 32% cheaper than the national average and 19% below the Texas state average of 88. Rule is a small community of 738 residents.

Housing costs are the biggest factor in Rule's cost of living. The median monthly rent is $1,009 (24% below the US median of $1,319), and the median home value sits at $57,500 (81% below the national median of $304,900). At current prices, the median home costs roughly 1.8x the median household income — well within traditional affordability guidelines.

The median household income in Rule is $31,875, which is 58% lower than the national median of $75,149. Residents spend roughly 38% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Rule. The area sees an average annual temperature of 65.9°F, with summers averaging 83°F and winters around 48°F. Annual rainfall totals 25.2 inches spread over roughly 67 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.