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Lyford, TX vs Rule, TX

64
Lyford
Texas
VS
-5.9%
68
Rule
Texas

Lyford is moderately more affordable than Rule, with a 5.9% lower cost of living index. Lyford scores 64 compared to 68 for Rule, where the US average is 100. This difference means residents of Rule can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Lyford is $974/month compared to $1,009/month in Rule — a 4% difference. Interestingly, home values tell a different story: while Lyford has cheaper rent, Rule actually has lower median home values ($57,500 vs $58,300).

Median household income in Lyford is $44,464 compared to $31,875 in Rule (+39.5%). Lyford offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lyford spend roughly 26.3% of their income on rent, less than the 38% in Rule. The Lyford ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Lyford is notably warmer with an average of 75°F compared to 65.9°F in Rule. Rule receives more rainfall at 25.2" per year compared to 24" in Lyford.

Income & Cost

Cost of Living Index
Lyford
64
6% cheaper
Rule
68
Median Household Income
Lyford
$44,464
28% higher
Rule
$31,875

Housing

Median Rent
Lyford
$974
3% cheaper
Rule
$1,009
Median Home Value
Lyford
$58,300
Rule
$57,500
1% cheaper
Population
Lyford
2,153
Rule
738

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Lyford $2.85
Rule
US $3.07
🥚
Eggs (grade A, large)
Lyford $2.32
Rule
US $2.50
🥛
Milk (whole)
Lyford $3.74
Rule
US $4.03
🍞
Bread (white)
Lyford $1.72
Rule
US $1.85
🍗
Chicken breast
Lyford $3.85
Rule
US $4.14
Electricity
Lyford $0.17
Rule
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Lyford 75°F
Rule 65.9°F
Summer High
Lyford 96°F
Rule 96°F
Winter Low
Lyford 50°F
Rule 34°F
Rainfall
Lyford 24"
Rule 25.2"
Rainy Days
Lyford 84d
Rule 67d