Cost of Living in Retreat, TX

With a cost of living index of 96, Retreat, TX is slightly more affordable than average. Living here is 4% cheaper than the national average and 9% above the Texas state average of 88. Retreat is a small community of 654 residents.

Housing costs are the biggest factor in Retreat's cost of living. The median monthly rent is $1,583 (20% above the US median of $1,319), and the median home value sits at $184,500 (39% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Retreat is $86,667, which is 15% higher than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Retreat. The area sees an average annual temperature of 67°F, with summers averaging 84°F and winters around 50°F. Annual rainfall totals 39.3 inches spread over roughly 85 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.