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Retreat, TX vs Seth Ward, TX

96
Retreat
Texas
VS
+51.7%
63
Seth Ward
Texas

The cost of living difference between Retreat, TX and Seth Ward, TX is dramatic. Seth Ward is 51.7% cheaper than Retreat, a gap that translates to thousands of dollars per year in household expenses. Retreat has a cost index of 96 while Seth Ward sits at 63, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Retreat is $1,583/month compared to $844/month in Seth Ward — a 88% difference. Home values follow the same pattern: Seth Ward is more affordable at $57,500 median vs $184,500.

Median household income in Retreat is $86,667 compared to $54,209 in Seth Ward (+59.9%). While Retreat is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Retreat spend roughly 21.9% of their income on rent, more than the 18.7% in Seth Ward.

Climate-wise, Retreat is notably warmer with an average of 67°F compared to 61.4°F in Seth Ward. Retreat receives more rainfall at 39.3" per year compared to 18.3" in Seth Ward.

Income & Cost

Cost of Living Index
Retreat
96
Seth Ward
63
34% cheaper
Median Household Income
Retreat
$86,667
37% higher
Seth Ward
$54,209

Housing

Median Rent
Retreat
$1,583
Seth Ward
$844
47% cheaper
Median Home Value
Retreat
$184,500
Seth Ward
$57,500
69% cheaper
Population
Retreat
654
Seth Ward
1,909

Salary Equivalency Calculator

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Retreat 67°F
Seth Ward 61.4°F
Summer High
Retreat 95°F
Seth Ward 93°F
Winter Low
Retreat 38°F
Seth Ward 27°F
Rainfall
Retreat 39.3"
Seth Ward 18.3"
Rainy Days
Retreat 85d
Seth Ward 63d