Cost of Living in Oyster Creek, TX

With a cost of living index of 79, Oyster Creek, TX is a very affordable place to live. Living here is 21% cheaper than the national average and 9% below the Texas state average of 88. Oyster Creek is a small community of 1,097 residents.

Housing costs are the biggest factor in Oyster Creek's cost of living. The median monthly rent is $1,040 (21% below the US median of $1,319), and the median home value sits at $153,300 (50% below the national median of $304,900). At current prices, the median home costs roughly 4.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Oyster Creek is $36,902, which is 51% lower than the national median of $75,149. Residents spend roughly 34% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Oyster Creek. The area sees an average annual temperature of 70.7°F, with summers averaging 83°F and winters around 57°F. Annual rainfall totals 45.8 inches spread over roughly 129 days.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.