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Magnolia, TX vs Oyster Creek, TX

94
Magnolia
Texas
VS
+18.8%
79
Oyster Creek
Texas

There is a significant gap in the cost of living between these two cities. Oyster Creek is 18.8% cheaper than Magnolia. With a cost index of 79 vs 94, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Oyster Creek to Magnolia should plan for substantially higher expenses across most categories.

On the housing front, median rent in Magnolia is $1,172/month compared to $1,040/month in Oyster Creek — a 13% difference. Home values follow the same pattern: Oyster Creek is more affordable at $153,300 median vs $285,200.

Median household income in Magnolia is $70,516 compared to $36,902 in Oyster Creek (+91.1%). While Magnolia is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Magnolia spend roughly 19.9% of their income on rent, less than the 33.8% in Oyster Creek. The Magnolia ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (69.8°F vs 70.7°F). Magnolia receives more rainfall at 50.8" per year compared to 45.8" in Oyster Creek.

Income & Cost

Cost of Living Index
Magnolia
94
Oyster Creek
79
16% cheaper
Median Household Income
Magnolia
$70,516
48% higher
Oyster Creek
$36,902

Housing

Median Rent
Magnolia
$1,172
Oyster Creek
$1,040
11% cheaper
Median Home Value
Magnolia
$285,200
Oyster Creek
$153,300
46% cheaper
Population
Magnolia
3,230
Oyster Creek
1,097

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Magnolia $3.12
Oyster Creek $3.12
US $3.07
🥚
Eggs (grade A, large)
Magnolia $2.54
Oyster Creek $2.54
US $2.50
🥛
Milk (whole)
Magnolia $4.09
Oyster Creek $4.09
US $4.03
🍞
Bread (white)
Magnolia $1.88
Oyster Creek $1.88
US $1.85
🍗
Chicken breast
Magnolia $4.21
Oyster Creek $4.21
US $4.14
Electricity
Magnolia $0.18
Oyster Creek $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Magnolia 69.8°F
Oyster Creek 70.7°F
Summer High
Magnolia 94°F
Oyster Creek 93°F
Winter Low
Magnolia 43°F
Oyster Creek 45°F
Rainfall
Magnolia 50.8"
Oyster Creek 45.8"
Rainy Days
Magnolia 122d
Oyster Creek 129d