Cost of Living in Kempner, TX

With a cost of living index of 81, Kempner, TX is a very affordable place to live. Living here is 19% cheaper than the national average and 7% below the Texas state average of 88. Kempner is a small community of 1,242 residents.

Housing costs are the biggest factor in Kempner's cost of living. The median monthly rent is $1,067 (19% below the US median of $1,319), and the median home value sits at $196,900 (35% below the national median of $304,900). At current prices, the median home costs roughly 2.6x the median household income — well within traditional affordability guidelines.

The median household income in Kempner is $76,250, which is 1% higher than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Kempner. The area sees an average annual temperature of 67.5°F, with summers averaging 83°F and winters around 51°F. Annual rainfall totals 28.4 inches spread over roughly 76 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Killeen-Temple, TX (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.