Ballinger, TX vs Kempner, TX

Ballinger is moderately more affordable than Kempner, with a 12.8% lower cost of living index. Ballinger scores 70 compared to 81 for Kempner, where the US average is 100. This difference means residents of Kempner can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ballinger is $935/month compared to $1,067/month in Kempner — a 12% difference. Home values follow the same pattern: Ballinger is more affordable at $109,000 median vs $196,900.

Median household income in Ballinger is $61,250 compared to $76,250 in Kempner (-19.7%). While Kempner is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ballinger spend roughly 18.3% of their income on rent, more than the 16.8% in Kempner.