Cost of Living in Cienegas Terrace, TX

With a cost of living index of 70, Cienegas Terrace, TX is one of the most affordable cities in the country. Living here is 30% cheaper than the national average and 17% below the Texas state average of 88. Cienegas Terrace is a small community of 1,703 residents.

Housing costs are the biggest factor in Cienegas Terrace's cost of living. The median monthly rent is $956 (28% below the US median of $1,319), and the median home value sits at $97,600 (68% below the national median of $304,900). At current prices, the median home costs roughly 2.3x the median household income — well within traditional affordability guidelines.

The median household income in Cienegas Terrace is $42,382, which is 44% lower than the national median of $75,149. Residents spend roughly 27% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.