Cienegas Terrace, TX vs Gilmer, TX

Cienegas Terrace is moderately more affordable than Gilmer, with a 5.7% lower cost of living index. Cienegas Terrace scores 70 compared to 74 for Gilmer, where the US average is 100. This difference means residents of Gilmer can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cienegas Terrace is $956/month compared to $993/month in Gilmer — a 4% difference. Home values follow the same pattern: Cienegas Terrace is more affordable at $97,600 median vs $160,700.

Median household income in Cienegas Terrace is $42,382 compared to $41,279 in Gilmer (+2.7%). Cienegas Terrace offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cienegas Terrace spend roughly 27.1% of their income on rent, less than the 28.9% in Gilmer.