Cost of Living in Rouses Point, NY

With a cost of living index of 74, Rouses Point, NY is one of the most affordable cities in the country. Living here is 26% cheaper than the national average and 38% below the New York state average of 111. Rouses Point is a small community of 2,520 residents.

Housing costs are the biggest factor in Rouses Point's cost of living. The median monthly rent is $731 (45% below the US median of $1,319), and the median home value sits at $184,400 (40% below the national median of $304,900). At current prices, the median home costs roughly 3.9x the median household income — a moderately affordable ratio by today's standards.

The median household income in Rouses Point is $47,556, which is 37% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Rouses Point. The area sees an average annual temperature of 45.3°F, with summers averaging 67°F and winters around 22°F. Annual rainfall totals 30.9 inches spread over roughly 145 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.