Cost of Living in Ocean Beach, NY

With a cost of living index of 159, Ocean Beach, NY is one of the most expensive cities in the United States. Living here is 59% more expensive than the national average and 48% above the New York state average of 111. Ocean Beach is a small community of 36 residents.

The median household income in Ocean Beach is $84,688, which is 13% higher than the national median of $75,149. While incomes are above average, they do not fully offset the higher cost of living.

Climate is another factor for anyone considering a move to Ocean Beach. The area sees an average annual temperature of 53.1°F, with summers averaging 73°F and winters around 34°F. Annual rainfall totals 46 inches spread over roughly 122 days.

Everyday prices in the New York-Newark-Jersey City, NY-NJ (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.