Cost of Living in Fly Creek, NY

With a cost of living index of 77, Fly Creek, NY is a very affordable place to live. Living here is 23% cheaper than the national average and 34% below the New York state average of 111. Fly Creek is a small community of 205 residents.

Housing costs are the biggest factor in Fly Creek's cost of living. The median monthly rent is $916 (31% below the US median of $1,319), and the median home value sits at $162,000 (47% below the national median of $304,900). At current prices, the median home costs roughly 4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Fly Creek is $40,885, which is 46% lower than the national median of $75,149. Residents spend roughly 27% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Fly Creek. The area sees an average annual temperature of 46.7°F, with summers averaging 68°F and winters around 25°F. Annual rainfall totals 44 inches spread over roughly 174 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.