Cost of Living in Endwell, NY

With a cost of living index of 73, Endwell, NY is one of the most affordable cities in the country. Living here is 27% cheaper than the national average and 38% below the New York state average of 111. Endwell is a smaller community of 11,821 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Endwell's cost of living. The median monthly rent is $901 (32% below the US median of $1,319), and the median home value sits at $162,800 (47% below the national median of $304,900). At current prices, the median home costs roughly 2.2x the median household income — well within traditional affordability guidelines.

The median household income in Endwell is $72,742, which is 3% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Endwell. The area sees an average annual temperature of 46.3°F, with summers averaging 67°F and winters around 25°F. Annual rainfall totals 42 inches spread over roughly 164 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Everyday prices in the Binghamton, NY (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 5 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.