Cost of Living in Cairo, NY

With a cost of living index of 93, Cairo, NY is slightly more affordable than average. Living here is 7% cheaper than the national average and 19% below the New York state average of 111. Cairo is a small community of 1,565 residents.

Housing costs are the biggest factor in Cairo's cost of living. The median monthly rent is $1,327 (1% above the US median of $1,319), and the median home value sits at $197,000 (35% below the national median of $304,900). At current prices, the median home costs roughly 3.6x the median household income — a moderately affordable ratio by today's standards.

The median household income in Cairo is $54,479, which is 28% lower than the national median of $75,149. Residents spend roughly 29% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Cairo. The area sees an average annual temperature of 49.4°F, with summers averaging 71°F and winters around 27°F. Annual rainfall totals 40.7 inches spread over roughly 139 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.