Cost of Living in Yardville, NJ

With a cost of living index of 112, Yardville, NJ is somewhat more expensive than average. Living here is 12% more expensive than the national average and 16% below the New Jersey state average of 128. Yardville is a smaller community of 6,266 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Yardville's cost of living. The median monthly rent is $1,614 (22% above the US median of $1,319), and the median home value sits at $326,400 (7% above the national median of $304,900). At current prices, the median home costs roughly 3.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Yardville is $100,776, which is 34% higher than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Everyday prices in the Trenton-Princeton, NJ (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 5 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.