Cost of Living in Finley Point, MT

With a cost of living index of 96, Finley Point, MT is slightly more affordable than average. Living here is 4% cheaper than the national average and 7% above the Montana state average of 89. Finley Point is a small community of 436 residents.

Housing costs are the biggest factor in Finley Point's cost of living. The median monthly rent is $925 (30% below the US median of $1,319), and the median home value sits at $428,700 (41% above the national median of $304,900). At current prices, the median home costs roughly 12.4x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Finley Point is $34,519, which is 54% lower than the national median of $75,149. Residents spend roughly 32% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened.

Climate is another factor for anyone considering a move to Finley Point. The area sees an average annual temperature of 47.7°F, with summers averaging 67°F and winters around 30°F. Annual rainfall totals 16.4 inches spread over roughly 111 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.