Finley Point, MT vs Plains, MT

The cost of living difference between Finley Point, MT and Plains, MT is dramatic. Plains is 30.4% cheaper than Finley Point, a gap that translates to thousands of dollars per year in household expenses. Finley Point has a cost index of 96 while Plains sits at 73, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Finley Point is $925/month compared to $782/month in Plains — a 18% difference. Home values follow the same pattern: Plains is more affordable at $209,200 median vs $428,700.

Median household income in Finley Point is $34,519 compared to $24,661 in Plains (+40%). While Finley Point is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Finley Point spend roughly 32.2% of their income on rent, less than the 38.1% in Plains. The Finley Point ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (47.7°F vs 47.7°F). Plains receives more rainfall at 16.4" per year compared to 16.4" in Finley Point.