Finley Point, MT vs Harlowton, MT

The cost of living difference between Finley Point, MT and Harlowton, MT is dramatic. Harlowton is 35.9% cheaper than Finley Point, a gap that translates to thousands of dollars per year in household expenses. Finley Point has a cost index of 96 while Harlowton sits at 71, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Finley Point is $925/month compared to $766/month in Harlowton — a 21% difference. Home values follow the same pattern: Harlowton is more affordable at $178,800 median vs $428,700.

Median household income in Finley Point is $34,519 compared to $53,750 in Harlowton (-35.8%). Harlowton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Finley Point spend roughly 32.2% of their income on rent, more than the 17.1% in Harlowton. The Harlowton ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Finley Point is notably warmer with an average of 47.7°F compared to 40.6°F in Harlowton. Harlowton receives more rainfall at 16.8" per year compared to 16.4" in Finley Point.