Cost of Living in Haleiwa, HI

With a cost of living index of 190, Haleiwa, HI is one of the most expensive cities in the United States. Living here is 90% more expensive than the national average and 33% above the Hawaii state average of 157. Haleiwa is a small community of 4,671 residents.

Housing costs are the biggest factor in Haleiwa's cost of living. The median monthly rent is $2,071 (57% above the US median of $1,319), and the median home value sits at $1,081,100 (255% above the national median of $304,900). At current prices, the median home costs roughly 11.5x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Haleiwa is $93,977, which is 25% higher than the national median of $75,149. Residents spend roughly 26% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. While incomes are above average, they do not fully offset the higher cost of living.

Everyday prices in the Urban Honolulu, HI (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.