Haleiwa, HI vs Kaiminani, HI

The cost of living difference between Haleiwa, HI and Kaiminani, HI is dramatic. Kaiminani is 34.6% cheaper than Haleiwa, a gap that translates to thousands of dollars per year in household expenses. Haleiwa has a cost index of 190 while Kaiminani sits at 141, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Haleiwa is $2,071/month compared to $1,338/month in Kaiminani — a 55% difference. Home values follow the same pattern: Kaiminani is more affordable at $761,300 median vs $1,081,100.

Median household income in Haleiwa is $93,977 compared to $101,320 in Kaiminani (-7.2%). Kaiminani offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Haleiwa spend roughly 26.4% of their income on rent, more than the 15.8% in Kaiminani.