Cost of Living in Holden Lakes, FL

With a cost of living index of 105, Holden Lakes, FL is somewhat more expensive than average. Living here is 5% more expensive than the national average and 5% below the Florida state average of 110. Holden Lakes is a small community of 3,506 residents.

Housing costs are the biggest factor in Holden Lakes's cost of living. The median monthly rent is $1,315 (0% below the US median of $1,319), and the median home value sits at $354,600 (16% above the national median of $304,900). At current prices, the median home costs roughly 5.4x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Holden Lakes is $66,196, which is 12% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.