Holden Lakes, FL vs Milton, FL

Milton is moderately more affordable than Holden Lakes, with a 8.8% lower cost of living index. Holden Lakes scores 105 compared to 96 for Milton, where the US average is 100. This difference means residents of Holden Lakes can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Holden Lakes is $1,315/month compared to $1,542/month in Milton — a 15% difference. Interestingly, home values tell a different story: while Holden Lakes has cheaper rent, Milton actually has lower median home values ($195,600 vs $354,600).

Median household income in Holden Lakes is $66,196 compared to $72,676 in Milton (-8.9%). Milton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Holden Lakes spend roughly 23.8% of their income on rent, less than the 25.5% in Milton.