Cost of Living in Cross City, FL

With a cost of living index of 67, Cross City, FL is one of the most affordable cities in the country. Living here is 33% cheaper than the national average and 43% below the Florida state average of 110. Cross City is a small community of 2,260 residents.

Housing costs are the biggest factor in Cross City's cost of living. The median monthly rent is $778 (41% below the US median of $1,319), and the median home value sits at $95,300 (69% below the national median of $304,900). At current prices, the median home costs roughly 2.2x the median household income — well within traditional affordability guidelines.

The median household income in Cross City is $43,958, which is 42% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.