Cross City, FL vs Treasure Island, FL

The cost of living difference between Cross City, FL and Treasure Island, FL is dramatic. Cross City is 47.6% cheaper than Treasure Island, a gap that translates to thousands of dollars per year in household expenses. Cross City has a cost index of 67 while Treasure Island sits at 128, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cross City is $778/month compared to $1,496/month in Treasure Island — a 48% difference. Home values follow the same pattern: Cross City is more affordable at $95,300 median vs $573,500.

Median household income in Cross City is $43,958 compared to $82,340 in Treasure Island (-46.6%). The higher salaries in Treasure Island partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cross City spend roughly 21.2% of their income on rent, less than the 21.8% in Treasure Island.