Home / Compare / Garnet vs Loma Rica

Garnet, CA vs Loma Rica, CA

106
Garnet
California
VS
-17.8%
129
Loma Rica
California

There is a significant gap in the cost of living between these two cities. Garnet is 17.8% cheaper than Loma Rica. With a cost index of 106 vs 129, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Garnet to Loma Rica should plan for substantially higher expenses across most categories.

On the housing front, median rent in Garnet is $1,627/month compared to $1,740/month in Loma Rica — a 7% difference. Home values follow the same pattern: Garnet is more affordable at $237,800 median vs $491,600.

Median household income in Garnet is $63,082 compared to $98,935 in Loma Rica (-36.2%). While Loma Rica is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Garnet spend roughly 31% of their income on rent, more than the 21.1% in Loma Rica. The Loma Rica ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Garnet is notably warmer with an average of 75.6°F compared to 63.2°F in Loma Rica. Loma Rica receives more rainfall at 25.7" per year compared to 4.6" in Garnet.

Income & Cost

Cost of Living Index
Garnet
106
18% cheaper
Loma Rica
129
Median Household Income
Garnet
$63,082
Loma Rica
$98,935
36% higher

Housing

Median Rent
Garnet
$1,627
6% cheaper
Loma Rica
$1,740
Median Home Value
Garnet
$237,800
52% cheaper
Loma Rica
$491,600
Population
Garnet
6,979
Loma Rica
2,371

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Garnet $2,020
Loma Rica $1,780
12% cheaper
1 Bed
Garnet $2,148
Loma Rica $1,940
10% cheaper
2 Bed
Garnet $2,675
Loma Rica $2,360
12% cheaper
3 Bed
Garnet $3,520
Loma Rica $3,280
7% cheaper
4 Bed
Garnet $4,178
Loma Rica $3,940
6% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Garnet $3.13
Loma Rica $3.22
US $3.07
🥚
Eggs (grade A, large)
Garnet $2.55
Loma Rica $2.62
US $2.50
🥛
Milk (whole)
Garnet $4.11
Loma Rica $4.22
US $4.03
🍞
Bread (white)
Garnet $1.89
Loma Rica $1.94
US $1.85
🍗
Chicken breast
Garnet $4.22
Loma Rica $4.35
US $4.14
Electricity
Garnet $0.31
Loma Rica $0.28
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Garnet 75.6°F
Loma Rica 63.2°F
Summer High
Garnet 109°F
Loma Rica 96°F
Winter Low
Garnet 48°F
Loma Rica 40°F
Rainfall
Garnet 4.6"
Loma Rica 25.7"
Rainy Days
Garnet 17d
Loma Rica 73d