Cost of Living in Loma Rica, CA

With a cost of living index of 129, Loma Rica, CA is a notably expensive place to live. Living here is 29% more expensive than the national average and 14% below the California state average of 144. Loma Rica is a small community of 2,371 residents.

Housing costs are the biggest factor in Loma Rica's cost of living. The median monthly rent is $1,740 (32% above the US median of $1,319), and the median home value sits at $491,600 (61% above the national median of $304,900). At current prices, the median home costs roughly 5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Loma Rica is $98,935, which is 32% higher than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Loma Rica. The area sees an average annual temperature of 63.2°F, with summers averaging 78°F and winters around 49°F. Annual rainfall totals 25.7 inches spread over roughly 73 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Yuba City, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.