Cost of Living in Garnet, CA

With a cost of living index of 106, Garnet, CA is somewhat more expensive than average. Living here is 6% more expensive than the national average and 37% below the California state average of 144. Garnet is a smaller community of 6,979 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Garnet's cost of living. The median monthly rent is $1,627 (23% above the US median of $1,319), and the median home value sits at $237,800 (22% below the national median of $304,900). At current prices, the median home costs roughly 3.8x the median household income — a moderately affordable ratio by today's standards.

The median household income in Garnet is $63,082, which is 16% lower than the national median of $75,149. Residents spend roughly 31% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened.

Climate is another factor for anyone considering a move to Garnet. The area sees an average annual temperature of 75.6°F, with summers averaging 92°F and winters around 59°F. Annual rainfall totals 4.6 inches spread over roughly 17 days. Hot summers are common, which can affect utility costs and lifestyle.

Everyday prices in the Riverside-San Bernardino-Ontario, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.