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Garnet, CA vs Lomita, CA

106
Garnet
California
VS
-34.8%
163
Lomita
California

The cost of living difference between Garnet, CA and Lomita, CA is dramatic. Garnet is 34.8% cheaper than Lomita, a gap that translates to thousands of dollars per year in household expenses. Garnet has a cost index of 106 while Lomita sits at 163, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Garnet is $1,627/month compared to $1,918/month in Lomita — a 15% difference. Home values follow the same pattern: Garnet is more affordable at $237,800 median vs $792,100.

Median household income in Garnet is $63,082 compared to $92,920 in Lomita (-32.1%). The higher salaries in Lomita partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Garnet spend roughly 31% of their income on rent, more than the 24.8% in Lomita. The Lomita ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Garnet is notably warmer with an average of 75.6°F compared to 63°F in Lomita. Lomita receives more rainfall at 13.6" per year compared to 4.6" in Garnet.

Income & Cost

Cost of Living Index
Garnet
106
35% cheaper
Lomita
163
Median Household Income
Garnet
$63,082
Lomita
$92,920
32% higher

Housing

Median Rent
Garnet
$1,627
15% cheaper
Lomita
$1,918
Median Home Value
Garnet
$237,800
70% cheaper
Lomita
$792,100
Population
Garnet
6,979
Lomita
20,409

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Garnet $2,020
Lomita $2,031
1% cheaper
1 Bed
Garnet $2,148
Lomita $2,272
5% cheaper
2 Bed
Garnet $2,675
Lomita $2,835
6% cheaper
3 Bed
Garnet $3,520
Lomita $3,599
2% cheaper
4 Bed
Garnet $4,178
Lomita $4,010
4% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Garnet $3.13
Lomita $3.28
US $3.07
🥚
Eggs (grade A, large)
Garnet $2.55
Lomita $2.68
US $2.50
🥛
Milk (whole)
Garnet $4.11
Lomita $4.31
US $4.03
🍞
Bread (white)
Garnet $1.89
Lomita $1.98
US $1.85
🍗
Chicken breast
Garnet $4.22
Lomita $4.44
US $4.14
Electricity
Garnet $0.31
Lomita $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Garnet 75.6°F
Lomita 63°F
Summer High
Garnet 109°F
Lomita 77°F
Winter Low
Garnet 48°F
Lomita 47°F
Rainfall
Garnet 4.6"
Lomita 13.6"
Rainy Days
Garnet 17d
Lomita 34d