Cost of Living in Ford City, CA

With a cost of living index of 82, Ford City, CA is a very affordable place to live. Living here is 18% cheaper than the national average and 62% below the California state average of 144. Ford City is a small community of 4,310 residents.

Housing costs are the biggest factor in Ford City's cost of living. The median monthly rent is $993 (25% below the US median of $1,319), and the median home value sits at $197,500 (35% below the national median of $304,900). At current prices, the median home costs roughly 4.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Ford City is $45,976, which is 39% lower than the national median of $75,149. Residents spend roughly 26% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Ford City. The area sees an average annual temperature of 66.2°F, with summers averaging 82°F and winters around 51°F. Annual rainfall totals 6.4 inches spread over roughly 38 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Bakersfield-Delano, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.