Diamond Springs, CA vs Ford City, CA
The cost of living difference between Diamond Springs, CA and Ford City, CA is dramatic. Ford City is 48% cheaper than Diamond Springs, a gap that translates to thousands of dollars per year in household expenses. Diamond Springs has a cost index of 122 while Ford City sits at 82, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.
On the housing front, median rent in Diamond Springs is $1,644/month compared to $993/month in Ford City — a 66% difference. Home values follow the same pattern: Ford City is more affordable at $197,500 median vs $409,000.
Median household income in Diamond Springs is $83,288 compared to $45,976 in Ford City (+81.2%). While Diamond Springs is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Diamond Springs spend roughly 23.7% of their income on rent, less than the 25.9% in Ford City.
Climate-wise, both cities share similar average temperatures (63.4°F vs 66.2°F). Diamond Springs receives more rainfall at 19.2" per year compared to 6.4" in Ford City.
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Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)