Cost of Living in Stuarts Draft, VA

With a cost of living index of 86, Stuarts Draft, VA is a very affordable place to live. Living here is 14% cheaper than the national average and 18% below the Virginia state average of 104. Stuarts Draft is a smaller community of 11,920 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Stuarts Draft's cost of living. The median monthly rent is $1,063 (19% below the US median of $1,319), and the median home value sits at $260,700 (14% below the national median of $304,900). At current prices, the median home costs roughly 3.4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Stuarts Draft is $77,585, which is 3% higher than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Stuarts Draft. The area sees an average annual temperature of 56.3°F, with summers averaging 74°F and winters around 38°F. Annual rainfall totals 48.2 inches spread over roughly 120 days.

Everyday prices in the Staunton-Stuarts Draft, VA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.