Fredericksburg, VA vs Stuarts Draft, VA

The cost of living difference between Fredericksburg, VA and Stuarts Draft, VA is dramatic. Stuarts Draft is 42% cheaper than Fredericksburg, a gap that translates to thousands of dollars per year in household expenses. Fredericksburg has a cost index of 122 while Stuarts Draft sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Fredericksburg is $1,521/month compared to $1,063/month in Stuarts Draft — a 43% difference. Home values follow the same pattern: Stuarts Draft is more affordable at $260,700 median vs $461,500.

Median household income in Fredericksburg is $85,368 compared to $77,585 in Stuarts Draft (+10%). Fredericksburg does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Fredericksburg spend roughly 21.4% of their income on rent, more than the 16.4% in Stuarts Draft.